Get help with mortgage worries

A mortgage is a major investment and should hard times hit keeping up to date with payments is a big worry.

We can help homeowners facing repossession with advice, support and if necessary an interest-free secured loan to clear mortgage arrears and if needed pay up to 12 months of mortgage payments.

Loans, between £2,000 and £15,000, are available for three years without fees or charges.

Breathing Space will work out your household budget and complete an application with you. You’ll get independent financial advice from an advisor of your choice and they’ll talk to your mortgage company for you.

“Breathing Space was able to ease my mortgage payments to a manageable amount and did all of the work for me. They contacted my mortgage company, so for me it was simple and helpful,” said Brian Russell from Castleford.

He found out about the service when he read an advert in The Citizen and contacted our Housing Support service.

Brian’s household had high expenses due to family illness, making it difficult to afford to pay his mortgage.

Brian praised the friendly team who helped him reduce his payments and found the service was approachable. He is one of thousands of people across Wakefield that have been helped.

Since 2007, Breathing Space has provided advice to about 3,000 households and stopped more than 400 households from becoming homeless.

Asked what his advice is to others in a similar situation, he replied without hesitation “Contact the Housing Support department right away and see how they can help you. They were friendly and it was easy and now I can worry about more important things.”

For further information please contact the team on 01924 305892 or mortgagehelp@wakefield.gov.uk

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